Inevitable accldent; an event not to be foreseen or guarded against A loss from such an event or cause; as by fire, shipwreck, lightning, etc. Story, Bailm. $ 240; Gill v. Fugate, 117 Ky. 257, 78 S. W. 191; McCarty v. Railroad Co., 30 Pa. 251; Railroad Co. v. Car Co., 139 U. S. 79, 11 Sup. Ct. 490, 35 L. Ed. 97; Ennls v. Bldg. Ass’n, 102 Iowa, 520, 71 N. W. 426; Anthony v. Karbach, 64 Neb. 509, 90 N. W. 243, 97 Am. St. Rep. 662
